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Who We Are

Our staff is one phone call, fax, or e-mail away. Contact us if you have questions, need advice or want some assistance with the paperwork. Each member of IBI is your personal link to financial information and help with an honest viatical settlement.


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Ramon A. Vicente
President
ramon@viatical.com

Ramon Vicente measures the value of his  company in much more than dollars and cents. Every person Individual Benefits (IBI) helps is part of the company he keeps.

 

President and CEO of IBI, Ramon began the company after finishing his postgraduate business studies with honors at Tulane  University in New Orleans. He spent several years as an NASD-qualified representative of Equitable Financial Companies and as outplacement consultant.

 In 1992, he looked around and saw viatical settlements as an industry with potential -- the potential to help its clients and to grow with integrity.

  "Some of the best days are the ones when IBI staff get together and talk about our successes in going to bat for our clients. The others are when clients call to thank us."
 
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Doris S. Comerford
Counseling Associate
doris@viatical.com

"I see myself as more than a financial advisor and  broker for my clients; I am a friend when they need one."

Doris Comerford is a graduate of UNC-Greensboro.  She began her career as a Pension Specialist and a life insurance agent.  Her  love of direct one on one customer service coupled with her desire to be able to assist her clients in a time of need led her directly onto the viatical industry.

 "Being a life and health agent, of course I was familiar with the viatical industry.  I was fascinated by the concept of being able to help my clients enjoy the present value of a future benefit, TODAY,  when they need it most.  By joining IB, I had the opportunity to become part of a team of sincerely dedicated professionals who genuinely care about their clients.  My personal goal is to provide service to the absolute best of my ability, one client at a time.  I never want to lose sight of the fact that each client I serve has individual hopes and dreams and needs."

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